Orange, California (PRWEB) June 15, 2012
HealthCompare, a health insurance comparison site, demonstrates that it cares by releasing new tools to help educate todays insurance shoppers. Theyre nationally recognized company that pushes education before sales. Visitors to their site are encouraged to ask themselves questions before deciding on a policy. These questions are designed to spark the consumers need to find coverage that is as effective as it is affordable.
When not inspired, many of todays consumers make assumptions that they cant afford the expense of proper coverage. However, once they understand how to define their needs according to their budget and the health of themselves or their family, the risk that comes with not carrying coverage becomes a liability instead of an asset.
The questions that HealthCompare suggests that todays shoppers ask themselves are:
What are the consumers current health care needs? Do they currently require medication? Does the consumer have a pre-existing condition? Or are they seeking to start a family in the near future?
Does the financial state of the shopper allow for a lower deductible, thusly giving them a higher monthly premium? Or would having a high deductible (and therefore lower monthly premium) be more beneficial?
Is the consumers physician a factor? If they prefer to continue seeing their doctor of choice, HealthCompare helps them decide what policies allow that.
Are there any other health insurance options for the shopper, such as spouse or parent plan?
Once consumers get their quotes, HealthCompare then helps them narrow their decisions by prompting them to ask further questions, like:
How much will the policies being compared cost them from their pocket when considering deductibles, co-insurance, and co-pays?
What will the policies being compared offer in terms of maximum out-of-pocket expense?
Will the consumers office visits be covered?
Do any of the policies up for comparison offer maternity?
Is prescription drug coverage an option?
How much will the consumer pay for emergency services and ambulances?
Will the current primary physician and local hospitals be accepted under any of the policies being considered?
Health insurance costs are much more involved than mere premiums and buyers must carefully consider all out of pocket expenses to understand what their policies will ultimately cost them.
Thats why HealthCompare developed these infographics: to show consumers how important it is that they do all they can to find coverage thats effective and budget-friendly.
Infographics are unique graphics that are growing in popularity across the web are known for utilizing images and colors to help make complex data from scientific reports, demographics, and studies to make them more easily understood by the casual reader. Reports such as the ones used in scientific studies often use jargon and unnecessary language that makes deciphering results difficult for those without the background for these terms. Infographics compress and compile numbers and meanings into aesthetically pleasing arrangements that illustrate rather than tell. They can also functionally layout arguments for debates, complex concepts or any other topic that could otherwise be considered difficult to understand.
These new graphics explain hardships that can effect consumers when it comes to medical coverage. HealthCompare is nationally recognized for caring about patient knowledge and choice. They want consumers to understand as much as possible when it comes to making decisions regarding coverage that suits their needs.
The ones released in this series are:
Get An Individual Health Quote – Designed to help consumers find health insurance quotes that are tailored to their needs
Health Insurance For Individuals Vs. Group Health Insurance – Designed to help shoppers understand the differences between the types of policies
How Health Insurance Quotes Save Consumers Money – Designed to illustrate how quotes can save shoppers money and the right way to do them
Individual Health Insurance Quotes Done Right – Designed to explain the right way to get insurance quotes
What Instant Online Health Insurance Quote Means For Consumers – Designed to educate consumers on the ins and outs of health insurance quotes
Other infographics can be found here.
About Health Compare: HealthCompare was launched in 2009 to work with brokers and carriers to help individuals and families easily research, compare, buy, and enroll in the right health insurance plan at the right price. Based in Orange, Calif., it delivers accurate, customized, health insurance quotes for the country’s diverse population.
Through a unique partnership with its sister company, CONEXIS, HealthCompare has the ability to quickly reach thousands of COBRA-qualifying consumers and provide them with COBRA alternatives at the moment they become eligible for COBRA benefits. This provides these consumers with an opportunity to enroll in individual or family plans and potentially save hundreds to thousands of dollars on COBRA premiums and, at the same time, rewards referring brokers with referral fee income for the life of each policy.
For more information, visit http://healthcompare.org/ or call 888.748.5152.